Rescuing You From Debt Is Our Mission

Explore the most popular debt relief categories to find a solution that meets your financial needs.

Debt Consolidation

Debt consolidation involves combining existing high-interest debts, such as credit card balances, into a new loan with a lower rate and a single monthly payment. The goal is to simplify payments, pay less interest, and pay off debt faster.

Debt Management

Debt management, often facilitated by non-profit credit counseling agencies, involves creating a structured plan to repay your debts, typically by consolidating multiple unsecured debts into a single, more manageable monthly payment.

Debt Settlement

Debt settlement involves negotiating with creditors to pay a reduced lump sum to cover a debt. While it can offer debt reduction and potentially help avoid bankruptcy, it may lead to negative marks on your credit report.

Charting Your Path to a Debt Solution

Get control of your debt with consolidation loans or debt resolution, and get back to your life. With Achieve, you can compare multiple debt solution options in one place.

Debt Resolution: Experts negotiate your debt for you. Pay down debt in 2-4 years on average. Good credit is not required.

Debt Consolidation Loans: Consolidate debt with loans ranging from $5,000 to $50,000. Fund in as little as 24 hours.

Home Equity: Turn home equity into cash and simplify debt. Loans fund in as little as 15 days.

Explore Top-Rated Debt Relief Providers Today

Find top debt relief companies that can help you get back on track financially. Our highlighted providers offer a range of services, including debt consolidation and credit counseling, tailored to meet your specific needs. Begin your path to a debt-free future with trusted professionals.

Achieve is a strong choice for comparing debt consolidation or relief options due to its comprehensive offerings. They provide various solutions, including personal loans for debt consolidation (with direct creditor payment options), home equity loans, and debt resolution programs for unsecured debts. This enables individuals to explore various debt management options tailored to their unique financial situation and credit profile.

Pros

Over $19 billion in debt resolved
Offers free debt assessment to develop personalized plans
No upfront fees
Served more than one million members with debt resolution
A+ Better Business Bureau rating

Cons

Accredited Debt Relief offers customized debt settlement programs designed to help consumers reduce their outstanding debt on unsecured debts, such as credit cards, medical bills, and personal loans. Like National Debt Relief, they work by negotiating with creditors to settle debts for less than the full balance, often resulting in substantial savings.

The company holds an A+ rating with the Better Business Bureau and claims to have assisted hundreds of thousands of clients in reducing their debt burden. Programs typically last 24–48 months, and clients usually need to enroll at least $10,000 in unsecured debt to qualify.

Pros

Serving customers with $20,000 of debt and more
100% free, no-risk consultation
No upfront enrollment fees
Get out of debt in 24-48 months
Applying won’t affect your credit score
A+ BBB rating
Building financial well-being since 2008

Cons

National Debt Relief is one of the largest and most well-known debt settlement companies in the U.S. Instead of consolidating your debts into a new loan, they work with your creditors to negotiate settlements for less than you owe. This process is typically used for unsecured debt, such as credit cards, personal loans, or medical bills.

The Better Business Bureau accredits National Debt Relief with an A+ rating, and has helped over 500,000 clients since 2009.

Pros

Get a free savings estimate today
Tell National Debt Relief your situation, then find out your debt relief options – no obligation.
Approve your plan, personalized from a suite of products. No fees until your accounts are settled
Get back to financial stability and living your life within 24-48 months.

Cons