Privacy Policy

Debt Relief Ranger Privacy Policy

Effective Date: June 17, 2025

This Privacy Policy describes how Debt Relief Ranger (“we,” “us,” or “our”) collects, uses, shares, and protects your personal information when you visit and use our website (the “Site”), and the services we offer. By accessing or using our Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect various types of information from and about users of our Site, including information that may personally identify you (“Personal Information”).

A. Information You Provide to Us Directly:

  • Contact Information: Your name, email address, mailing address, and phone number when you fill out forms, subscribe to newsletters, or contact us.
  • Inquiry Information: Details you provide when requesting information about our services, including financial situation details, if you choose to share them in text fields or forms.
  • Communications: Records and copies of your correspondence (including email addresses) if you contact us.
  • User Contributions: Information you may post or transmit to public areas of the Site (e.g., comments, testimonials), though we do not anticipate user-generated content for specific debt relief advice that would require the collection of sensitive personal financial information.

B. Information We Collect Automatically

As you navigate through and interact with our Site, we may use automatic data collection technologies to gather certain information about your equipment, Browse actions, and patterns. This information helps us improve our Site and deliver a more personalized experience.

  • Usage Details: Information about your visits to our Site, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Site.
  • Device Information: Information about your computer and internet connection, including your IP address, operating system, and browser type.
  • Cookies and Tracking Technologies: We use cookies, web beacons, and other tracking technologies to collect information about your Browse activities over time and across different websites. For more detailed information, please see our “Cookie Policy” section below.
  • Inquiry Information: Details you provide when requesting information about our services, including financial situation details, if you choose to share them in text fields or forms.
  • Communications: Records and copies of your correspondence (including email addresses) if you contact us.
  • User Contributions: Information you may post or transmit to public areas of the Site (e.g., comments, testimonials), though we do not anticipate user-generated content for specific debt relief advice that would require collection of sensitive personal financial information.
2. How We Use Your Information

We use the information we collect for various purposes, including:

  • Providing and Improving Our Services:
    • To present our Site and its contents to you.
    • To provide you with information, products, or services that you request from us.
    • To fulfill any other purpose for which you provide it.
    • To improve our Site, products, and services, and to develop new ones.
    • To understand how users interact with our Site, analyze trends, and monitor usage.
  • Communication:
    • To send you newsletters, promotional materials, and other information that may be of interest to you, in accordance with your preferences.
    • To respond to your inquiries and requests.
    • To notify you about changes to our Site or any products or services we offer or provide through it.
  • Personalization:
    • To personalize your experience on our Site by presenting content tailored to your interests.
  • Legal and Security:
    • To comply with legal obligations, enforce our Terms and Conditions, and protect our rights, privacy, safety, or property, and/or that of our affiliates, you, or others.
    • To detect, prevent, and address technical issues or security incidents.
3. Sharing Your Information

We value your privacy and do not sell your personal information. We may share your personal information in the following circumstances:

  • Service Providers: We may share your information with trusted third-party service providers who perform functions on our behalf, such as website hosting, data analysis, payment processing, email delivery, customer service, and marketing assistance. These service providers are contractually obligated to keep your personal information confidential and use it only for the purposes for which we disclose it to them.
  • Legal Requirements and Law Enforcement: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency request). We may also disclose your information to protect the rights, property, or safety of Debt Relief Ranger, our users, or others.
  • Business Transfers: In the event of a merger, acquisition, reorganization, bankruptcy, or other sale of all or a portion of our assets, your personal information may be among the assets transferred.
  • With Your Consent: We may share your information with third parties when we have your explicit consent to do so.
  • Aggregated or De-identified Data: We may share aggregated or de-identified information that cannot reasonably be used to identify you. This type of information may be used for research, marketing, analytics, and other purposes.
4. Security

We have implemented reasonable and appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect. However, please be aware that no security measures are perfect or impenetrable, and we cannot guarantee the absolute security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period for personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.

6. Your Data Rights and Choices

Depending on your location and applicable laws, you may have certain rights regarding your personal information:

  • Access and Correction: You have the right to request access to the personal information we hold about you and to request that we correct any inaccuracies.
  • Deletion: You may have the right to request the deletion of your personal information, subject to certain exceptions (e.g., if we need to retain the information to comply with a legal obligation).
  • Opt-Out of Marketing Communications: You can opt-out of receiving promotional emails from us by following the unsubscribe instructions provided in those emails or by contacting us directly. Please note that even if you opt-out, we may still send you non-promotional communications, such as service-related emails.
  • Cookie Preferences: You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this Site may then be inaccessible or not function properly. See our “Cookie Policy” section for more details.
  • Do Not Track Signals: Some web browsers may transmit “do not track” signals. We currently do not respond to such signals.

To exercise any of these rights, please contact us at [email address]. We may ask you to verify your identity before processing your request.

7. Children’s Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect Personal Information from children under 13. If we learn that we have collected Personal Information from a child under 13 without verification of parental consent, we will take steps to delete that information promptly. If you believe we might have any information from or about a child under 13, please contact us.

8. International Data Transfers (If Applicable)

If you are accessing the Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. By using our Site, you understand and consent to the transfer of your information to our facilities in the United States and those third parties with whom we share it as described in this Privacy Policy.

9. Changes to Our Privacy Policy

It is our policy to post any changes we make to our Privacy Policy on this page. The date the Privacy Policy was last revised is identified at the top of the page. You are responsible for periodically visiting our Site and this Privacy Policy to check for any changes. Your continued use of the Site after we make changes is deemed to be acceptance of those changes.

10. Cookie Policy

This section explains how we use cookies and similar technologies on our Site.

What are Cookies? Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and to provide information to the owners of the site.

How We Use Cookies: We use cookies for various purposes, including:

  • Strictly Necessary Cookies: Essential for the operation of our Site (e.g., enabling basic functions like page navigation and access to secure areas).
  • Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and to see how visitors move around our Site when they are using it. This helps us improve the way our Site works.
  • Functionality Cookies: Used to recognize you when you return to our Site, enabling us to personalize our content for you and remember your preferences.
  • Targeting/Advertising Cookies: Record your visit to our Site, the pages you have visited, and the links you have followed. We will use this information to make our Site and the advertising displayed on it more relevant to your interests.
  • Third-Party Cookies: Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.
  • Managing Cookies: You can control and/or delete cookies as you wish. Most web browsers allow you to manage your cookie preferences. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this Site may then be inaccessible or not function properly.
11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at [email protected].